Ho Ho Ho! Merrrrrrry Christmas! Not yet, but it is 3 months and 10 days to Christmas day! The best part of this season is sharing love and giving to others, because we received the best gift ever. See John 3:16 for further explanation. *huge grin*
Is it too early to start preparing for the holidays? No! In fact, it is best to prepare ahead. Money is expensive these days. Yes, I said that! So, to still be the loving giver that you are, you need to plan accordingly. To help you do this, I’ve got 5 tips and you know what we need: A notebook and a pen! Let’s get started:
- List all recipients: Write a list of all your loved ones and the special people in your life. Family, Friends and don’t forget your Colleagues – especially the ones that have been helpful to your career this year. I know some of us wish we were Santa Claus, but even Santa is selective in giving gifts: Remember, the naughty or nice clause?
- Write 3 gift ideas per person: Tag each person with possible gift ideas i.e. If you had all the money in the world, what would you give this person. I’d like to buy my Mama a Lexus, but since that it’s not possible yet, what can I give her? It is still early, so you can ask questions like: what do you want for Christmas? Ask what they need to.
- Money Plan: After tagging gifts, prepare a budget. How much will this cost me (lowest possible cost and highest possible cost)? Yes, this is going to guide you and your actions. Giving gifts is great, but you still have to eat, live and save. Total it up and weigh it against your regular expenses, will you be able to afford it? If not, can you start saving towards giving? How much do you have to set aside every month to give good gifts this year?
- Start saving up: Yes, don’t waste any time. Readjust your budget to suit this plan and make sure you have not overdone it. You’ve got September, October, November and December (pay-day comes early in December abi?). Adjust your current Money Plan to suit your Christmas giving plan. For example: To give all the gifts she intends to, Adesuwa needs a total of N60,000. If she starts now, she has 4 months to save up without killing her current living expenses. This means she needs to find where to cut out at least N15,000 every month from her current money plan. This is at least 10% of her income every month for each of those months. Can she do it?
- Start buying the little things: Things like Christmas Cards and/or decor will start getting more expensive as the season draws close. You might one to get on those quickly! Or, you can gift your nice boss this cute tabletop Christmas tree, ahead of the holidays.
Remember the less-privileged: This is very key. Jesus is the reason for the season and he came to give us the greatest gift of all. In this same vein – 2 Corinthians 9:7 Each of you must give what you have decided in your heart, not with regret or under compulsion, since God loves a cheerful giver. Besides, God is able to make every blessing of yours overflow for you, so that in every situation you will always have all you need for any good work. To do this, look out for #ChristmasOnTheStreetZ discussions and follow Ada D Body! You can also start giving today with the AThousand1000 fam!
Over the next couple of weeks, we’ll touch on possible gift ideas for all the wonderful people in your life, but for now: Start your list!
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